> for entrepreneurs, investors and the firms that advise them
Get your numbers ready for investors.
Tell Caiflo how your business works and it builds your monthly P&L, cash flow and balance sheet. Then it goes through the numbers the way an investor would, so you find the problems before they do.
It's free to start and you won't need a card. Tax for the UK, every US state, the EU, the UAE and India is already set up.
caiflo / models / estride / summary
caiflo / models / estride / income statement
caiflo / deal room / estride / x-ray
readiness_report / sample modelsample data
74Investor readinessRecommendation: Pilot
Business concept81
Financial model88
Market opportunity69
Commercial viability58
Customer acquisition cost is paid back in 26 months. Investors look for under 18.
Cash runs out in month 14, two months before the next round is planned.
Balance sheet balances in every month.
3monthly statements: P&L, cash flow and balance sheet
44checks run every time an investor X-rays a model
100%of numbers show the formula behind them
.xlsxdownload to Excel, with formulas that still work
> see it in action
Here's what it looks like
These screens come from Estride, an example company we set up with a few mistakes on purpose. You can see what the founder is told, and what an investor spots.
caiflo / dashboard
The founder's dashboard: how ready the model is, how much cash is left, and which investors have looked.
caiflo / investor readiness
Investor readiness: a score out of 100, a verdict, and a fix for each problem.
caiflo / deal room / x-ray
What the investor sees: the X-ray score and every red flag it found.
caiflo / x-ray a model
Investors can upload any Excel model too, and each problem is pointed out by cell.
From an idea to a model you can send, in an afternoon
You don't need to fight with a spreadsheet template. Answer some straightforward questions, or let Caiflo put a first draft together from your website, then change whatever you don't like. Consultants can build a model for each client and share it the same way.
01
Build
Eleven short steps take you through products, pricing, demand, team, overheads, equipment, funding and payment terms. Or describe the business, or give us your website, and Caiflo drafts it for you.
02
Check
See what an investor will spot before they do. You get a readiness score, an honest verdict, and the same checks an investor runs, as a to-do list with a fix for each problem.
03
Research
Test your idea and size your market, with a source for every figure, so you have an answer when an investor asks where a number came from.
04
Share
Send investors a private link that only opens for their email address. You'll see when they open it, you can answer their questions inside the model, and you can switch the link off whenever you like.
> for investors
Check a founder's numbers before you meet them
Upload the spreadsheet a founder sent you, or open one they've shared through Caiflo. A few minutes later you'll have a score, a list of red flags and the questions worth asking.
Maths: do the statements tie up, do the totals add up, are any links broken?
Resourcing: is the team big enough for the plan, and are the salaries realistic?
Debt and financing: how long the cash lasts, gaps before the next round, loans and dilution
Spreadsheet forensics: numbers typed over formulas, with the exact sheet and cell
Analyst review: a deeper second pass that picks up over-optimism and suggests what to ask
Portfolio: every company you're looking at or have backed, each with all of its models
59Anomaly score (higher is worse)Significant concerns
Red flag
Revenue grows 38% a month for 36 monthsTop-decile SaaS companies grow about 3x a year early on. Ask: what supports this rate after year one?
Maths
Cash flow does not tie to the balance sheetOff by £42,180 in month 19. Inputs!F44 is typed in, not a formula.
Resourcing
Sales headcount is flat while revenue grows 6xAsk: who closes the extra deals?
> for teams and businesses
Build models for every client, and review every deal, as a team
For accountants, finance firms, funds and freelancers. Add each client company, build as many models as you need for each one, and work on them with your colleagues. Your team gets the investor tools too.
01
Clients
Each client company has its own models, currency and tax settings. Build them step by step, draft them from the client's website, or import their spreadsheet.
02
Client logins
Give people at each client their own login. They see only their own company's models, and you choose whether they can view or edit.
03
Investor mode
A shared deal room and X-ray for the whole team, plus your own intake link where founders send you their models.
04
Portfolio
Readiness across every client and every company in your pipeline, on one page. Sign in with Microsoft for the whole team.
Using the step-by-step builder, a quick draft from their website, or a spreadsheet they already have.
2
Caiflo checks
It scores the model and shows the founder what an investor will spot before they do, so it gets fixed first.
3
Investor reviews
They open a private link, run the X-ray and leave comments on any number.
> the model investors expect
The 3-statement, 5-part financial model investors ask for
Pre-seed, seed, Series A, B or C, investors want the same basics: assumptions they can play with, statements that tie up, and a funding plan that makes sense.
Part 1AssumptionsEvery driver in one place
Part 2Revenue buildCustomers × price, by month
Part 3Costs and teamHiring, overheads, capex
Part 43 statementsP&L, cash flow, balance sheet
Part 5FundingRaise, runway, use of funds
Caiflo builds all five parts month by month, and you can see every formula.
Team add-ons: extra client companies £25 a month each, extra seats £79 a month each. Paying yearly gets you two months free. Prices are in pounds and don't include VAT. These are early-access prices and may change.
